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Revenue Insurance Scheme for Plantation Crops (RISPC)

  • It aims at protecting the growers from the risks such as yield loss, pest attacks and incomedecline caused by fall in prices through crop insurance mechanism, thereby stabilizingincome of growers to ensure their sustainability.

  • It is available only to plantation crops, for which crop insurance can no longer be availedfrom PMFBY.

  • The duration of the pilot scheme shall be one crop cycle commencing from the year 2016-17 which may spread over 2 years.

  • RISPC is an improved form of the Price Stabilization Fund (PSF) Scheme which was closedin 2013.

  • It covers small growers of Rubber, Tea, Coffee (Robusta and Arabica), Tobacco andCardamom having 10 ha or less landholding.

  • The scheme is compulsory for growers registered with the respective Commodity Boards(CBs) and it is implemented on pilot basis in 7 states.

  • The scheme will operate on the principle of ‘Area Approach’ and Commodity Board inconsultation with the concerned State Government shall designate an area as InsuranceUnit (IU), which can be a village panchayat or any other equivalent unit.

  • Scheme will cover income loss arising out of yield loss due to non-preventable risks viz.drought, dry spells, flood, pest and diseases, hail storm etc and price fluctuation due tofall in international/domestic prices below the average price of last 5 years excluding thecurrent year.

  • Losses arising out of war and nuclear risk, malicious damage and other preventable risksare excluded.

Note – PSF for pulses is under Ministry of Consumer Affairs.

Start Up India Scheme

  • It aims at fostering entrepreneurship and promoting innovation by creating an ecosystemthat is conducive for growth of Start-ups.

  • According to the scheme, a start-up is an entity that is head quartered in India which wasopened less than five years ago and has an annual turnover less than 25 crore.

  • It provides -Simple Compliance Regime for start-ups based on Self-certification.

  • Single window clearance based on mobile App.

  • Start-up India Hub to handhold start-ups during various phases of their development

  • Legal support and fast-track patent examination by reducing 80% of the patent cost.

  • Faster exit for start-ups through modified new bankruptcy code ensuring 90 days exitwindow.

  • Credit Guarantee Fund for start-ups through Small Industries Development Bank ofIndia (SIDBI).

  • Providing funding support through a Fund of Funds with a corpus of Rupees 10,000 crore

  • Tax exemption on capital gains invested in Fund of Funds

  • Tax exemption to start ups for 3 years.

  • Exemption from labour inspection for 3 years.

  • Launch of innovation hub through Atal Innovation Mission (AIM) with Self –Employmentand Talent Utilization (SETU) Program of NITI Aayog

  • Harnessing private sector expertise for setting up incubators.

  • The initiative is also aimed at promoting entrepreneurship among SCs/STs, womencommunities.

  • Rural India’s version of Start up India was named the DeenDayalUpadhyaySwaniyojanYojana.


  • It is a part of the 27 Mission Mode Projects (MMPs) under National e-GovernanceProgramme.

  • The platform is to improve the business environment in the country by enabling fast andefficient access to Government- to-Business (G2B) services through an online portal.

  • It enables a shift in the Governments’ service delivery approach from being departmentcentricto customer-centric with single window portal.

  • A business user can avail all services 24*7 online end-to-end services i.e., onlinesubmission of forms, attachments, payments, tracking of status and also obtain thelicense/permit from e-Biz portal.

NiryatBandhu Scheme

  • The objective of the NiryatBandhu Scheme is to reach out to the new and potentialexporters and mentor them through orientation programmes, counselling sessions,individual facilitation, etc., for being able to get into international trade and boost exportsfrom India.

Schemes Under Foreign Trade Policy Of India

Merchandise Exports from India Scheme (MEIS)

  • MEIS aims to accelerate the export of manufactured products from India.

  • VisheshKrishi and Gram UdyogYojana (VKGUY).

  • Under this scheme, Duty Credit Scrip benefits are granted with an aim to compensatehigh transport costs and to offset other disadvantages to promote exports of agriculturalproduce, minor forest produce etc.

  • The duty credit scrip is a pass that allows the holder to import commodities by not payinga specified amount in import duties.

Focus Market Scheme

  • The objective of this scheme is to reduce high freight cost and other duties in order totarget global markets with a mission to improvise India’s acceptability in those countriesas a competitor.

Focus Product Scheme

  • Focus Product Scheme incentivizes export of such products which have high exportintensity / employment potential, in order to offset infrastructure inefficiencies and otherassociated costs involved in marketing of these products.

Served from India Scheme

  • Served from India Scheme helps to accelerate growth in export of services so as to createa powerful and unique ‘Served from India’ brand.

  • All Indian Service Providers who have free foreign exchange earning of at least Rs. 10

  • Lakhs and individual Indian Service providers with minimum foreign exchange earningsof Rs. 5 lakh in preceding financial year / current financial year shall qualify for DutyCredit Scrip.

  • The Duty Credit Scrip will be equivalent to 10% of foreign exchange earned during currentfinancial year.


National Optical Fibre Network

  • It is to provide broadband connectivity to over two lakhs Gram Panchayats through opticalfibre network with a minimum bandwidth of 100 Mbps.It is aimed to fill the connectivity gap between Gram Panchayat and Block level.

  • Bharat Broadband Network Limited (BBNL) is the special purpose vehicle created as a

PSU for Execution of NOFN

  • It is funded by Universal Service Obligation Fund.

  • The project was intended to enable the government of India to provide e-services ande-applications nationally like e-health, e-education and e-governance etc.

  • All the Service Providers like Telecom Service Providers (TSPs), ISPs, Cable TV operatorsetc. will be given non-discriminatory access to the National Optic Fibre Network and canlaunch various services in rural areas.

  • It is under the Digital India program.


  • One of the main requisites for the pensioners to avail pension is to provide life certificates.

  • JeevanPramman aims to streamline the process of getting Life certificate and making ithassle free and easier to get.

  • It is a AADHAR Biometric Authentication based digital life certificates for Pensioners.

  • It will do away with the requirement of a pensioner having to submit a physical LifeCertificate every year, in order to ensure continuity of pension being credited into theiraccount.

  • Submission of Digital Life Certificate also ensures authenticity of pension payments.

Digi Locker

  • A secure dedicated personal electronic space for storing the documents of resident Indiancitizens will be created.

  • It is to provide citizens a shareable private space on a public cloud.

  • The space can be utilized for storing personal documents like University certificates, PANcards, voter ID cards, etc., and the URI’s of the e-documents issued by various issuerdepartments.

  • It is a platform for issuance and verification of documents & certificates in a digital way,thus eliminating the use of physical documents.

  • There is also an associated facility for e-signing documents.

Classic IAS Academy :  Best IAS Coaching in Delhi

The Classic IAS Academy is regarded as the Best IAS Institute in Delhi. The Academy steadily works towards realizing the dreams of both the Hindi and English students to participate in the civil service examination. The Academy also conducts seminars and workshops with the help of experts in order to train the student to think, feel and express like civil servants.

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